DISCLAIMER

Capstone 497 (Pty) Ltd is a South African registered company, registration number 2002/031161/07, located in Johannesburg, Gauteng Province, South Africa, trading as both Powering Business and Love Your Life (the Service). The Service's role as promoter, reseller or retailer does not constitute an endorsement, approval or review of any products presented for consideration, nor any claim, statement or opinion used in promotion of these products.

By browsing this website and participating in our events, you are agreeing to comply with and be bound by, our terms and conditions of use. If you disagree with any part of these terms and conditions, please do not use our website or participate in our events or promotions.

Disclaimer of Warranties

The System, service and product providers and each of the System related parties, to the extent permitted by applicable law, hereby disclaim any and all warranties, express or implied, including any warranty as to accuracy, advertiser ability, completeness, currency, security, non-infringement, title, merchantability or fitness for a particular purpose of the offerings or services.

Limitation of Liability

You agree that there is not any liability of the System to you for any services or products supplied by System related parties. Any liability of those suppliers to you will be in terms of their own disclaimers and it is your responsibility to satisfy yourself regarding their offerings, terms and conditions for any products or services supplied to you.

The Supplier and its owners, officers, directors, employees, agents, subcontractors and representatives, are not liable to you for any claims made, whether caused by negligence, error, accident, acts of God or any other reason whatsoever. You recognize and acknowledge that this limitation of liability is fair and reasonable.

No Consequential Damages

None of the System and the System related parties will be liable to you (whether in contract or based on warranty, negligence, tort, strict liability or otherwise) for any indirect, incidental, consequential, reliance, punitive, exemplary or special damages, including loss of revenue or profits, even if such entity was aware that such damages could result.

Applicability

Some jurisdictions do not allow the exclusion of certain warranties or limitation of certain liabilities. Accordingly, some of the above limitations of this section may not apply to you.

Indemnification

You agree to defend, indemnify and hold harmless the System and the System related parties, and its and their owners, directors, officers, employees, agents, subcontractors and representatives for and against any and all claims, actions, demands, liabilities, losses, damages, penalties, interest, judgments, settlements, costs and expenses (including reasonable attorneys' fees) that directly or indirectly arise out of or are based on

  1. any breach of any representation, warranty, or covenant made by you in this agreement,
  2. you engaging in any prohibited activity
  3. any breach by you of any engagement,
  4. any violation by you of any law, regulation or rule,
  5. your inappropriate use of any other offerings,
  6. your negligence or wilful misconduct, and/or
  7. any actual or alleged infringement by you of any intellectual property rights or other rights of any person.

PRIVACY POLICY

POWERING BUSINESS AND LOVE YOUR LIFE (THE SERVICE)

The Service uses personal data in order to provide it’s users with information and offers specific (as far as possible) to the User, according to the information collected and supplied by the User.

Personal Data collected: Personal details, Preferences, Cookies and Usage data.

Place of processing: Gauteng, South Africa.

1. INTRODUCTION

Powering Business has developed electronic business platforms including Love Your Life, which provide the capability to promote businesses to interested parties.

2. SCOPE

This policy is applicable to all users who are registered to or make use of the Powering Business and/or Love Your Life data bases and/or websites.

3. OBJECTIVES

To assure all users of the Powering Business and Love Your Life data bases of the protection of their personal data.

4. DEFINITIONS

Service: Any and all Services supplied through the Powering Business and Love Your Life data bases, web sites or other media.

Users: Stakeholders or any company or person making use of the Powering Business and/or Love Your Life data bases and/or web sites and/or any other social media or other communication platform.

Personal Data (or Data): Any information regarding a natural person, a legal person, an institution or an association, which is, or can be, identified, even indirectly, by reference to any other information, including a personal identification number.

Usage Data: Information collected automatically from the Service (or third party Services employed in the Service), which can include: the IP addresses or domain names of the computers utilized by the Users who use the Service, the URI addresses (Uniform Resource Identifier), the time of the request, the method utilized to submit the request to the server, the size of the file received in response, the numerical code indicating the status of the server's answer (successful outcome, error, etc.), the country of origin, the features of the browser and the operating system utilized by the User, the various time details per visit (e.g., the time spent on each page within the Application) and the details about the path followed within the Application with special reference to the sequence of pages visited, and other parameters about the device operating system and/or the User's IT environment.

5. COLLECTION AND USE OF PERSONAL INFORMATION

Users registering on any of the Services may be required to provide personal information which may be freely provided by the user, or, in case of usage data, collected automatically when using the services.

All data requested by the services is optional. However, failure to provide this data may make it impossible for the service to provide its services effectively. In cases where the service specifically states that some data is not mandatory, users are free not to communicate this data.

The personal information collected on these sites is used for the purpose for which it is requested:

  • Contact information for stakeholders seeking information is collected in order for us to contact that person to provide information about our Services. This information may be stored on our servers located in South Africa or elsewhere. Such information can be amended or deleted upon request. To review, amend, or delete user information can be done through the web site, or contact admin@loveyourlife.co.za Users are required to provide their logon and password, or provide proof of identity to modify any details.
  • Contact information, such as user name, address, telephone number, or email address, for consumers, investors or customers with questions, concerns, complaints, inquires, requests for information or technical support questions, is used to respond to the request for information. This information may be stored on our servers.
  • When signing up for any services, email newsletters or alerts at the websites, we will use that email address or social media contact details to deliver the information or email newsletter requested.
  • Certain third-party Service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions. For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers. In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the Services of a third-party Service provider, then your information may become subject to the laws of the jurisdiction(s) in which that Service provider or its facilities are located.
  • Once you leave our website or are redirected to a third-party website or application, you are no longer governed or protected by this Privacy Policy or our website’s Terms of Service.

Users who are uncertain about which personal data is mandatory are welcome to contact us on admin@loveyourlife.co.za

6. COLLECTION AND USE OF PERSONAL AND NON-PERSONAL INFORMATION

  • The Services may use persistent cookies, clear GIFs and log file information (such as Internet Protocol Address and referring URLs) about user activity at this site in order to understand website usage and to resolve any problems, for example, in navigation thus enhancing the user experience at this site. Information about those cookies or website usage is not combined with either ad-serving cookies or email cookies nor is information about the cookie or log file information linked with any personal information a user may have provided at the website/s. This Application uses cookies. To learn more and for a detailed cookie notice, you may consult the Cookie Policy.
  • In addition, the Service may serve ads on its websites. In doing so our ad server will place or read a unique ad-serving cookie on a user’s computer and will use non-personal information about the user’s browser and activity at this site to serve ads to them on this and other sites.
  • If a user has visited this site by clicking on a banner ad for our products and/or Services, a cookie may be set on the user’s browser. This cookie will contain either an identification number for the ad that was clicked on, or will contain an identification number for the site that was visited when the user clicked on the banner ad. After the user has arrived at any of the Services, and requests further information from the Service about their products and Services, the personal information provided during that request will be linked to the information in the cookie so that the Service’s Marketing Department can measure the effectiveness of the advertising. This "linking" may be used to target future advertisements to the user or to send the user emails about future goods and Services, unless indicated to the contrary by the user on the product request page.
  • Personal Data may also be matched with publicly available information about the User (such as social networks' profiles) and used to build private profiles that the Service can use for improving the Service. Some of these Services may also enable the sending of timed messages to the User, such as emails based on specific actions performed on the Service.

7. INFORMATION SHARING OR DISCLOSURE

We don't sell or rent users' data to any third parties for any purpose. Users are the only owner of their data and can request modification or deletion at any time.

The Service may provide user’s information to their agents, or their agents may collect information from users on their behalf if the Service has contracted with a third party to provide some part of the information or Service that the user has requested. By written agreement, these agents are required to implement similar security measures and will process user information only as authorized by the Service to fulfil the Service that they have been contracted to provide.

Other than agents who act on the Service behalf, information provided by users at this site will not be transferred to unrelated third parties, unless the Service has user’s permission to do so. Personal information provided to this site is subject to disclosure pursuant to judicial or other government subpoenas, warrants or orders.

Users have the right, at any time, to know whether their personal data has been stored and can consult the data controller to learn about their contents and origin, to verify their accuracy or to ask for them to be supplemented, cancelled, updated or corrected, or for their transformation into anonymous format or to block any data held in violation of the law, as well as to oppose their treatment for any and all legitimate reasons. Requests should be sent to admin@loveyourlife.co.za

8. CONFIDENTIALITY AND SECURITY

In some cases, the data may be accessible to certain types of persons in charge, involved with the operation of the site (e.g. administration, sales, marketing, legal, system administration) or external parties (such as third party technical service providers, mail carriers, hosting providers, it companies, communications agencies) appointed, if necessary, as data processors by the owner.

The Service has implemented reasonable security measures in order to protect both personal and non-personal information from loss, misuse and unauthorized access, disclosure, alteration or destruction. the Service employees are made aware of and are accountable for compliance with our privacy policy.

9. CHANGES TO THIS PRIVACY POLICY

The Service may amend this policy from time to time. Notification to users will be made by posting a prominent announcement on our website pages if changes are made in the way personal information is used. It is strongly recommended to check this page often, referring to the date of the last modification listed at the bottom. If a user objects to any of the changes to the policy, the user must cease using the Service and can request that the data controller remove the personal data. Unless stated otherwise, the then-current privacy policy applies to all personal data the data controller has about users. For questions or concerns about the information collected or used at this site, please contact admin@loveyourlife.co.za

10. CHANGES IN CORPORATE STRUCTURE

If all or part of the company is sold, merged or otherwise transferred to another entity, the personal information provided by users at this site may be transferred as part of that transaction. The Service will take steps to assure that the personal information is used in a manner consistent with the Service privacy policy under which it was collected.

11. ONLINE ADVERTISING

The Service engages third parties that help it deliver its banner advertisements and other online communications. The third parties may collect and use information about the Service customers to help us understand the offers, promotions, and types of advertising that are most appealing to its customers. The personal information they collect is aggregated and cannot be linked to a person. If you do not wish your personal information to be used in this way, please notify us.

  • Third party vendors, including Google and DoubleClick, show the Service's ads on sites on the internet.
  • Third party vendors, including Google and DoubleClick, use cookies to serve ads based on a user's prior visits to the Service's website.
  • Users may opt out of Google and DoubleClick’s use of cookies by visiting the Google advertising opt-out page or by visiting the Network Advertising Initiative opt out page.

COOKIES POLICY

Cookie Policy of Powering Business and Love Your Life (the Service)

What are “cookies”?

Cookies (also known as HTTP cookies, web cookies or browser cookies) are simply small pieces of data, which are stored as text files on your computer, whenever you visit certain websites. Their typical purpose is to help sites remember particular actions you may have done there in the past. For example, cookies may track when you have logged into a site, visited certain pages or clicked certain buttons.

Websites maintained by the Service use cookies to improve your user experience. In many cases, cookies are even essential for certain features of a site.

For example, we use cookies to:

  • Remember when you have logged into a site.
  • Remember your user preferences, searches and favourites.
  • Track your usage of a site.
  • Track the success of our marketing campaigns. Additionally, the Service’s websites have a small set of carefully selected third-party providers.

These third-parties use cookies to:

  • Target more relevant advertisements to you;
  • Enable social media sharing including the use of Facebook©, Twitter© and YouTube©;
  • Ensure better service delivery.

Are cookies harmful?

Cookies cannot harm you or your computer. They cannot contain viruses, cannot install harmful software and cannot damage your computer in any way. Although the Service uses cookies to gather encrypted information to improve your user experience, this information is never personally identifiable. We do not use cookies to store any sensitive information, such as name, address or contact details.

Technical Cookies and Cookies serving aggregated statistical purposes

  • Activity strictly necessary for the functioning of the service
  • Activity regarding the saving of preferences, optimization, and statistics

Other Types of Cookies or Third-Party Tools That Might Use Them

Some of the services listed below collect statistics in aggregated form and may not require the consent of the User.

Any third party operated services and content providers may use cookies to track Users’ browsing habits – in addition to the information specified herein and without the User’s knowledge. Please refer to the privacy policy of any sites linked to from this site for their detailed information and cookie policies. The Service is not responsible in any way for the use of cookies by other content providers.

How can I manage the installation of Cookies?

In addition to what is specified in this document, the User can manage preferences for Cookies directly from within their own browser and prevent – for example – third parties from installing them. Through the browser preferences, it is also possible to delete Cookies installed in the past, including the Cookies that might possibly have saved the consent for the installation of Cookies by this website. It is important to note that by disabling all Cookies, the functioning of this and other sites may be compromised. Users can find information about how to manage Cookies in their browser at the following addresses: Google Chrome, Mozilla Firefox, Apple Safari and Microsoft Windows Explorer.

In the case of services provided by third parties, Users can exercise their right to withdraw from the tracking activity by utilizing the information provided in the third party’s privacy policy, by clicking the opt-out link – if provided – or by contacting the third party.

Why are we telling you this?

The information provided here on the use of cookies on the Service’s websites demonstrates our compliance with recent cookie legislation. We also want you, as a valued the Service website user, to fully understand your privacy, how cookies affect you and to be entirely comfortable with your the Service website experience.

We trust that this information eases any concerns you may have had about your privacy and safety with cookies. BY CONTINUING TO USE OUR WEBSITE, YOU AGREE TO BE SUBJECT TO THE TERMS OF THIS COOKIES POLICY AND OUR USE OF COOKIES AS DISCLOSED IN THIS POLICY.

WHAT COOKIES DO WE USE AND WHY?

The following shows the full list of platform cookies, used throughout all the Service websites.
Name Owner Duration Purpose
url referrer The Service Session If you have arrived at the Service website via one of our marketing campaigns, this cookie helps us report on the webpage from which you arrived.
_session_id Unique token Session Allows the Service to store information about your session (referrer, landing page, etc.).

Data Controller and Owner

Capstone 497 (Pty) Ltd, registration number 2002/031161/07 located in Johannesburg, South Africa. Owner contact email: admin@poweringbusiness.co.za